Getting an appraisal from Northland Appraisal Service

Thousands of people in Missouri buy, sell or refinance their home every year. Most of these transactions consist of a simple line item for an appraisal. Almost all lenders still call for a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation processes that might appear cheaper than an appraisal. You might assume that securing a mortgage is the only reason to get an appraisal, but there are additional cases when the services of a licensed, independent real estate professional might be helpful.


	If you're planning on any transaction where the value of your real estate is a factor, just contact Northland Appraisal Service. Just click here.

Let Northland Appraisal Service help you appeal your tax assessment in Platte County

If you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Northland Appraisal Service is your best evidence when building your case. We're qualified to assist you in appealing your tax assessment.

Let Northland Appraisal Service assist you in lowering your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the property, almost all lenders ask home buyers to take out an added insurance policy. That policy is Private Mortgage Insurance, or PMI. Very often, this extra payment is folded into the monthly mortgage payment and is promptly forgotten. This is damaging because PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to eliminate the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Northland Appraisal Service can give you a statement regarding the value of your home. The expense of the appraisal can generally be regained in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Northland Appraisal Service will help you settle a divorce with less stress

A divorce is often complicated by the difficult decision of who maintains the home, and it can be an especially heartbreaking experience for both parties. It's a good idea to get an appraisal from Northland Appraisal Service so both parties are entirely aware of the true market value of their home, regardless of the circumstances.

The parties will have a a good idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation with Northland Appraisal ServiceSettling an estate

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to manage these issues, unlike wealthier individuals. And since a home or other property often makes up an uneven share of the total estate value, understanding the true worth of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Relocating to or from Platte County

We are familiar with the stress involved with an employee relocation. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed process, we suggest relocating employees to provide feedback on the positive aspects of their property, as well as information about any recent sales or listings in their neighborhood that they want considered.

Sell your home quickly at the right price with an appraisal from Northland Appraisal Service

A professional appraisal can help you make a better educated decision when determining your asking price, whether you choose to sell your home on your own or with the help of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't contingent upon the value we come up with, but rather they rest on our efforts to complete the appraisal.

We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses are on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.